Scheme Name: Scheme for Women of Backward Classes

State: Jammu and Kashmir

Description of the Scheme: Corporation provides loan to beneficiaries at a very low rate of interest.

Target group :

Sector of the Scheme:

Eligibility Criteria:

Nature & Mode of Assistance: Maximum loan limit - Rs.3 lakhs
GoI (Central share) - 85%; State share - 10%; Beneficiary's share - 5%
Rate of interest: 6%
Repayment: 20 quarterly installments in 5 years including the moratorium period of three months on the recovery of principal amount.

"Financial Information (Subsidy, low interest rate, etc.)":

"Other Assistance (Procurement of machinery, Technology /Marketing, International Cooperation, etc.)":

How to apply: Application forms for Rs.10 each at office of the Development Officer concerned

Whom to Contact:

Social Welfare Department

Special Secretary to the Government

0191 - 2579126, 2542759, Eail:swd-jk@nic.in